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|
 Problem Assets
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| Risk Monitored Loans (Non-Consolidated)
|
|
(Millions of yen)
| |
End of March 2004
|
End of March 2005
|
Increase or Decrease
|
| |
Loans to bankrupt borrowers |
1,227
|
649
|
(578)
|
| Delinquent loans |
24,121
|
19,687
|
(4,434)
|
| Loans past due three months or more |
2,003
|
1,705
|
(298)
|
| Restructured loans |
17,718
|
8,172
|
(9,546)
|
| Total risk monitored loans (A) |
45,070
|
30,214
|
(14,856)
|
| Total loans (B) |
8,872,384
|
7,285,346
|
(1,587,038)
|
| Ratio of total risk monitored loans to Total loans (%) (A / B) |
0.50
|
0.41
|
(0.09)
|
|
| Risk Monitored Loans (Consolidated)
|
|
(Millions of yen)
| |
End of March 2004
|
End of March 2005
|
Increase or Decrease
|
| |
Loans to bankrupt borrowers |
1,227
|
649
|
(578)
|
| Delinquent loans |
24,121
|
19,687
|
(4,434)
|
| Loans past due three months or more |
2,003
|
1,705
|
(298)
|
| Restructured loans |
17,718
|
8,172
|
(9,546)
|
| Total risk monitored loans (A) |
45,070
|
30,214
|
(14,856)
|
| Total loans (B) |
8,867,426
|
7,285,384
|
(1,582,042)
|
| Ratio of total risk monitored loans to Total loans (%) (A / B) |
0.50
|
0.41
|
(0.09)
|
| Note: |
1. |
"Loans to bankrupt borrowers" are loans corresponding to (a) to (e) of paragraph 3, item 1, Article 96 of the Enforcement Ordinance of Corporate Income Tax Law, of loans with unbooked accrued interest, which are loans whose accrued interests are not booked as uncollected because payment of principal or interest has been delayed for a considerable period. |
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2. |
Delinquent loans are loans with unbooked accrued interest, and they do not include loans whose interest payment is allowed to be delayed to back up debts to the above failed companies listed and assist the debtor in reconstructing management. |
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3. |
Loans past due three months or more are loans whose principal or interest has not been paid for more than three months after the next day of the contracted date of payment, and do not correspond to the above "Loans to bankrupt borrowers" and delinquent loans. |
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4. |
Restructured loans are loans that give terms and conditions favorable to the debtor such as reduction and exemption of interests, moratorium of interest payment, moratorium of reimbursement of principal, and debt waiver, and do not correspond to the above "Loans to bankrupt borrowers" and "Delinquent loans." |
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| Copyright(c) Shinkin Central Bank. All Rights Reserved. |
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