About SCB

Shinkin Central Bank, the Central Bank for Shinkin Banks

The SCB is the central financial institution in Japan for the nationwide network of shinkin banks, comprising 254 banks and approximately 7,100 branches.

Japan's shinkin banks have an extremely important role in the financial industry, holding around ¥158 trillion ($1,298 billion) in deposits.

The SCB provides various financial products and services, and uses the abundant funds deposited from shinkin banks throughout Japan to invest in marketable securities in the financial markets in Japan and overseas, as well as to provide loans to operating companies and so forth.

Corporate Data (as of March 31, 2022)

Name Shinkin Central Bank (SCB)
Establishment June 1, 1950
Number of Employees 1,277
Domestic Network 14
Overseas Network 6
Total Assets ¥43,757 billion ($357 billion)
Total Funds ¥41,840 billion ($341 billion)
Paid-in Capital ¥690 billion ($5,646 million)
(Preferred Shares) ¥90 billion ($743 million)
Net Assets ¥1,558 billion ($12,736 million)
Capital Adequacy Ratio (Consolidated) 24.35%
Number of Member Shinkin Banks 254

The number of employees includes full-time Directors and Corporate Auditors. Our overseas network includes Shinkin International Ltd., a subsidiary in London and Shinkin Singapore Pte. Ltd., a subsidiary in Singapore.

US dollar amounts are given for convenience only, converted at the rate of ¥122.37 per US$1.00, the prevailing rate as of March 31, 2022.

Management Philosophy

As the central bank for all shinkin banks, the SCB supports the growth of the shinkin bank industry, thereby contributing to economic development throughout Japan.

Operational Policies

  1. Strengthen the corporate base, broaden operational functions,and enhance the credit standing of shinkin banks.
  2. Attract stable funds from shinkin banks and diversify funding sources.
  3. Upgrade market operations and develop financial services.
  4. Pursue new business to reflect changing financial circumstances.
  5. Contribute to regional development and revitalization hand in hand with shinkin banks.
  6. Achieve sound management through efficiency, capital adequacy,and strengthened risk management.
  7. Nurture professionals and create an attractive workplace.
  8. Enhance public trust in the SCB.

Head office

Address: 3-7, Yaesu 1-chome, Chuo-ku, Tokyo 103-0028, Japan

Telephone: +81-3-5202-7711

Overseas Bases

New York Representative Office

Address: 655 Third Avenue, Suite 2620, New York, NY 10017, U.S.A.

Telephone: +1-212-642-4700 Facsimile: +1-212-730-6000

Since the Overseas Economic Institute of the SCB opened its New York office in November 1983, the New York Representative Office has been researching US markets and assisting head office explore new investment opportunities.

Taking advantage of its location at the center of global financial activities, the New York Representative Office is well placed to identify the latest financial market trends and obtain information vital to the SCB’s treasury operations.

The New York office offers wide-ranging support by providing shinkin banks with information on the fast-changing US and Latin America’s economy and financial markets.

Hong Kong Representative Office

Address: Suite 4008, 40/F, Central Plaza, 18 Harbour Road, Wan Chai, Hong Kong, P.R. of China

Telephone: +852-2537-3777 Facsimile: +852-2537-4002

Since a Hong Kong office was set up in November 1994, it has supported the activities of shinkin bank customers in Asian countries. It has done this by providing information such as that on local bank services, legal systems, tax systems, and employment, particularly for its customers in southern China, Taiwan, and the Philippines. The Hong Kong office, meanwhile, provides shinkin banks and their customers with economic and financial data, and information on the investment environment in Asian countries.

Shanghai Representative Office

Address: Room 508, Shanghai International Trade Center, 2201 Yan-An Xi Road Shanghai, P.R. of China

Telephone: +86-21-6270-3091 Facsimile: +86-21-6270-3095

Set up in September 2004, the Shanghai office has been providing information relating to economic and financial conditions, the investment and loan environment, and the laws, taxation regimes, and employment situation of each region for shinkin bank customers expanding to China and those planning such a move.

Bangkok Representative Office

Address: 19th Floor, 1903, Athenee Tower, 63 Wireless Road, Lumpini, Pathumwan, Bangkok 10330, Thailand

Telephone: +66-2-168-8796 Facsimile: +66-2-168-8799

This office opened in October 2012, and provides shinkin bank customers expanding, or planning to expand, to Thailand and neighboring countries with information on the relevant economic and financial conditions, the investment and financing environment, as well as local laws, taxation, and employment.

Overseas Subsidiary

Shinkin International Ltd. (http://www.sil-uk.net/index_e.html)

Address: 1st Floor, 85 London Wall, London EC2M 7AD, U.K.

Telephone: +44-20-7562-0500 Facsimile: +44-20-7256-8544

Shinkin International Ltd. was established in London in October 1990 as a locally incorporated company to conduct securities business in order to expand investment opportunities for the shinkin bank industry.

The company arranges eurobonds in a strong relationship with issuing bodies and offers these securities to the shinkin bank industry in close cooperation with Shinkin Securities Co., Ltd., another subsidiary of the SCB. The company also serves its customers' secondary market-trading needs, and provides any market information required.

Shinkin Singapore Pte. Ltd.

Address: 8 Marina View, #15-07B Asia Square Tower 1, SINGAPORE 018960

Telephone: +65-6360-9500 Facsimile: +65-6223-2558

Shinkin Singapore Pte. Ltd. was established in Singapore in February 2021 as a locally incorporated company. The company’s main businesses are 1) providing financial and business services to Shinkin Bank customers in Asia Pacific, 2) assisting Shinkin Central Bank's investment activities in Asia Pacific market, 3) researching Fintech cases and building relationship with Fintech companies, and 4) personnel training of Shinkin Banks.


Your feedbacks are important, and we accept comments and questions from shareholders and investors at the address below.

Investor & Public Relations Office

3-7, Yaesu 1-chome, Chuo-ku, Tokyo 103-0028, Japan

E-mail: s1000551@facetoface.ne.jp